[Tangram]

My mom has a (surprisingly) stable factory job with an income that has provided us with a lot of luxury in the past, though we're in the middle class, probably towards the lower end. We manage our money well and are have no debt. People being most affected are those that are in debt. I'm a college student and will probably never need to pay more than a couple of hundred a semester to be in school. In summary, no, I'm not affected.