[noodle]

Ivionkey, though you may be right, that's not what I was talking about... If we get into how devious banks are, we'll be here all day. lol. Heck, I don't even agree with the concept of interest (aka, RIBA). The banking system is made to cater for the rich and r*pe the rest!

However, what I was talking about was more on the investment of the bank. I personally have NO debts. One of the main reasons I'm in France, as you probably know, is to get away from the average 20k most UK students have by the end of their Bachelors!