Quote:
Originally Posted by Sangetsu
If there is no possibility of deferring the payment or deposing additional funds to cover it, you should probably apply for another credit card now, before any derogatory information gets reported. And try to get a regular revolving account rather than a charge account.
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There is no such thing as a regular revolving account. Cards in Japan simply don`t function that way. They are always of the revolving account and 1 payment account, and when you buy something with your card you will always be asked which you would like to charge the item to. If you reply revolving, it goes into the revolving - if you reply single payment, then it is a single payment. So you can conceivably put everything into your revolving if you desire... But it`s not common at all to have that automatically happen, particularly with a regular bank card such as Tokyo Mitsubishi. There are a few cards that will do it, but think things like 100000 limit grocery store cards, etc.