I love photography - but not enough to buy a camera that I will live in fear of damaging.
We had a very nice digital video camera back before they had overflowed the market... And we ended up being so scared of losing/breaking it that we literally never took it out. I think we filmed on maybe 10 occasions over 3 years. :P
I use this now;
For being as small as it is, it actually works quite well and holds it`s own with movies and photos. And the macro is quite impressive in my opinion.
The main thing though is that I can keep it in my bag at all times and not even really notice that it`s there.