Quote:
Originally Posted by Nyororin
Be careful with this - the machines accept cards with a "credit card" number only. You can`t use them to get money from your account UNLESS the card is a debit card with a credit card like function. If it`s just an ATM card, you`re not going to be able to withdraw. What the machines do is charge that amount of money to your credit card - sometimes with horrific fees added on - not actually withdraw from your account. If it`s a debit card it will seem like that is the case, but it`s not really a withdraw.
A friend used one to get 20k from a machine once and had a 5k fee added on...
|
Hmm, that was not the experieince I had. The kind of account attached to a card is not a "card function" per say, it is a back end function that is attached to your client profile. For the most part the card will have at least 1 deposit account (Meaning Checking, Saving etc) attached to it, the ATM will debit from that account and not a credit card.
To withdraw from a credit card, you need to use the credit card itself to do the withdraw. The other option is if you have the credit card attached to your client card (Debit card), and when you do the withdraw, you explicitly ask to have the fund withdrawn from credit.
I used my bank card all the time when I am in Japan, the only thing I get nicked on is the exchange rate, and it has nothing to do with the machine there, but your own bank. There wasn't even a service fee to it
see here:
ATMs in Japan