Quote:
Originally Posted by MMM
People that are struggling.
That's me, Clint.
Two years ago I paid less than half of what I pay today to give my family health insurance coverage. That's the price I pay for being self-employed. We have health issues, but they are considered "elective" by our insurance company because they are not life threatening. So what am I paying for? Please help me on that.
Literally and seriously, we are using a foreign country's government plan to deal with our medical issues.
What does that say about the state of American public health care?
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Sorry to hear that.
You seem to be in the 15% of America's population that is isn't happy with their insurance. Of the other 85% that have health insurance 95% of them are happy with it.
What are you paying for? The sky high price of health care. Insruance companies are only following suites. Insurance should be affordable, which is seems to be for you, but not comfortable. You may be struggling, but like you said, a choice you made to be self employed.
I still say some just won't pay for insurance because they don't think its worth it. But how much are people, self employed, are paying a year in premiums for a family? 8k, 10k? Are you saying, if they had to, they couldn't adjust their life style to meet that requirement? Rent instead of mortgage? Go without cable/satelite, internet (at home), i-phone, extra or newer car(s)? Not have a TV in every other room, with at least one game console and games? Eating out 3 or more times a week. The fact is a majority of Americans do not feel they need tosave or budget anymore and always are keeping up with the neighbors, or an entitlement complex. This is something I rarely see in Japan in contrast; but there are always exceptions.
Sure reform of rising health care costs is needed. The health insruance companies are not true root of the problem. Despite what the prez offered as olive branch to the GOP; that he would look at letting health insurance companies cross state boundaries, Tort reform, etc... it was all talk. Now here we are with a bill where no one knows what is in it
Your point is taken... insurance premiums are insane high in case of personal or small business insurance. This as a result of rising health care costs plus the occasional insurnacne company that is sticking it to the customers for a bigger profit.
Biggests denier of claims in recent years out of all the insurnance companies: Medicare.
Now the governemtn wants to control insurnace companies.
Reform yes, but really, not was is on the hill now.
We can slam articles back and forwarth about how Japan, Canada, France, Denmark etc etc etc are or aren't a socialist health care/insurance utopia and how the US should or shouldn't be more like them. The fact it is apples and oranges. America is a much more populated and dynamic country. We have an illegal immigration problem, we have a broken health care entitlement system that is tried to be fixed by a new larger take over entitlement.
The Obama crowd is promising the American people streets of gold, which we know aren't physically possibly.
I wish you the best of correcting your premium issue. But the kool-aid being offered up isn't going to solve it.
Quote:
Originally Posted by Sangetsu
It is not the governments job to make our lives better. It is the government's job to make an environment where we can make our own lives better.
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Indeed.