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Originally Posted by Misericordias
Man, figuring this out is really tough. Would it be too much of a hassle if I were to sign up with an international bank such as Citigroup or HSBC and then make an account at a local bank such as Bank of Chiba and then wire transfer funds to that account for ease of access?
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That would probably be your best bet. I would have the international account only to transfer funds. Perhaps get your living funds out of that account once a month or however often they are put in, and promptly move them to the Japanese bank account for daily use. If you want true ease of access, go for a huge Japanese bank - not a smaller local one. For example, UFJ, Mitsui Sumitomo or Mizuho. They have ATMs everywhere, and most convenience stores also have compatible ATMs.