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clintjm 09-16-2009 05:09 AM

Quote:

Originally Posted by MMM (Post 771460)
I think the tea parties are all kinds of things to all kinds of people.

I agree profit isn't a bad thing, but I just heard an interesting statistic the other day. I do not remember the exact numbers, but in an argument for the public auction it was brought up that the largest (or maybe second largest) insurance company in the US had administrative budget that was about 25% of it's total budget. That meant 25% of the money people gave each month to the insurance company went to things that were not health care. On the other hand people talk about how wasteful beauracracies are, but Medicare (gov't run healthcare) has an administrative budget of only 2% of total costs.

I think there is a lot of exaggerations going on both sides when it comes to the health insurance that get snowballed into these tea parties.

However when we throw out some sort, "interesting statistic we remembered the other day, but haven't got the details other than maybe the second largest, 25% admistrative budget, the other 75% going to health care", when we aren't really explaining how this adminstrative budge is for this company is defined (as companies define their admin budgets differently depending of the nature and operations of the company)... Then compare apples to oranges (medicare to private insurance companies adminstrative budgets)... while Obama plans to partly pay for a public option "waistful spending" of these existing programs... <inhale>... I'm going to call this a tea party making comment. Thus I going to call "fact check" here...



While I'm hesitant to feed into a majority of insurance companies are greedy cancelling policies left and right when the customer comes to use their policy. It may be, I don't know.. but when the president's speech two examples of two people being denied coverage aren't necessarily the case as he described them url link::

How Robin Beaton Became Exhibit A in Obama Versus the Insurers - Bloomberg.com


I'm thinking... didn't someone do a fact check here, or know that someone would, so lets get a proper example? But leads me to believe we are doing what ever we can to sell this to the public.


Quote:

Originally Posted by MMM (Post 771460)
I do agree with you, that regulation and administration are two very different things, and I believe there needs to be more regulation in areas like health insurance and the airline industry.

How much is the question though. The trillion dollar question that won't add to the deficit but bring down 4 trillion over 10 years.

Quote:

Originally Posted by MMM (Post 771460)
But I think people don't realize that there are gov't run health systems already in place (Medicare, Medicaid, the VA). Are the perfect? No, some far from it, but at least they are more affordable. And I would happily buy into an affordable health care system that didn't turn me down when I needed help than they expensive system I have now that turns me down more often than accepts me when I need help.

[/quote]

Yes, definitely we need some reform/regulation to private insurance companies. Like, if you insure someone, make sure BEFORE they make the policy active that the company is locked into the policy. I think its crazy for these private companies to tell some they are insured and then be able to revoke the policy for whatever reason.....i.e. once that policy is active and you are paying the premium, it stays. Its ridiculous for someone to be paying for a premium thinking they are insured then to think the company can just cancel the policy based on something they could of checked on before the policy was active.

At the same time I don't expect private insurance companies to be able to compete with the public option if they can't cross state lines while being unable to deny anyone a policy that is worth anything. There are so many variables to this equation, its staggering. We would all love for what Obama and his administration are proposing to be a reality, but he is painting it so rosey for this big program and that is the ONLY option (he has made that clear its now my way or the highway) and something so dark as the problem that needs to be addressed now now now that its hard for many to take in.

With past and current government spending and government program track records; I want to see something done right or some massive savings in a failing government run entity before we give the okay to take on an economy in such danger. Impliment fixing that waistful spending of medicare now...stop making people angry with the craziness we've seen recently (Cash for Clunkers, $550 million for 8 new congression jets, selective bail-outs, the post office, the country failing infrastructure such as bridges, levies etc) this list goes on. I want reform or some simple regulation that doesn't look like is going to bankrupt the country... I don't want to hear many well know economists who are almost never wrong to say "this is unsustainable"... I not getting the warm fuzzies from this.

If anything though, this has made more people watch the government like a hawk, and god help the next administration if this goes through and it doesn't work.

clintjm 09-16-2009 05:27 AM

Quote:

Originally Posted by komitsuki (Post 771545)
Despite I used to live in America? Come on, America's politics has been stagnated since the end of the Cold War.

What does either of those above statements have to do with the other in addition to America being a "failed experiment"?


Just utter confusion on how you could defend ( or make ) a statement like that.

MMM 09-16-2009 05:28 AM

clintjm, I won't harp on individual points, because I agree with what you are saying more than disagreeing.

Healthcare in the US is fundamentally flawed. I know it because I have seen it with my own two eyes. I know people that fly to Japan to get medical procedures done because the insurance they pay for refuses to treat them and it is cheaper to buy a plane ticket and fly to Japan to get medical help than it is to do it here.

No other industrialized nation in the world has no national health plan. Are they all perfect? Far from it...but some are better than others. Regardless, what we have now stinks. It's partially because of our litigious nature, but health care are too high for the average American to pay for them. As a result we all end up paying more. SOMETHING needs to be done. I don't think the president is saying "my way or the highway"...he said the very opposite last Wednesday. But I agree killing his plan for the sake of killing it is not an option unless you have an alternative strategy. Enough of not facing the health care issue.

Tsuruneru 09-16-2009 06:58 AM

A quote from L'arc en ciel (History's repeating why can't we just live as one?)...or it may repeat and become worse.

burkhartdesu 09-16-2009 04:15 PM

Quote:

Originally Posted by Ryzorian (Post 771531)
America was taken off the Gold standard by FDR and the Silver Standard by Nixon. But the bad loan situation is what started the current mess. It really hasn't pulled out of it's tailspin either, the 'recovery" is just a thin shell, we will have to see what happens through this next year. Government getting involved though, will just extend the problem.

The US isn't a true Democracy by the way, It's a Republic. Leastways, that's how it was orginally designed. True Democracy is basically mob rule, kinda Like how France ended up with Napolean.



“When a government is dependent upon [federal] bankers for money, they and not the leaders of the government control the situation, since the hand that gives is above the hand that takes… Money has no motherland; financiers are without patriotism and without decency; their sole object is gain.”
Napoleon Bonaparte, 1815

clintjm 09-16-2009 06:16 PM

Quote:

Originally Posted by MMM (Post 771558)
Healthcare in the US is fundamentally flawed. I know it because I have seen it with my own two eyes. I know people that fly to Japan to get medical procedures done because the insurance they pay for refuses to treat them and it is cheaper to buy a plane ticket and fly to Japan to get medical help than it is to do it here.

I've heard these cases too where someone flies home to get treatment. But I want to see these example holding a gold plated insurance policy in both their home country and in the US. Every time I hear the real details of these cases, it always turns out that insurance plans are a comparison of apples to oranges, or simply there wasn't any health plan held in the US.

At the same time we will never refuse treatment at the ER no matter who you are, no matter if one can pay it our not, no matter if you just have a cut on their finger or need a $50 aspirin.

"Fundamentally" though I think may be a bit strong, as the administrative will have us believe.

Quote:

Originally Posted by MMM (Post 771558)
No other industrialized nation in the world has no national health plan. Are they all perfect? Far from it...but some are better than others. Regardless, what we have now stinks. It's partially because of our litigious nature, but health care are too high for the average American to pay for them. As a result we all end up paying more. SOMETHING needs to be done. I don't think the president is saying "my way or the highway"...he said the very opposite last Wednesday. But I agree killing his plan for the sake of killing it is not an option unless you have an alternative strategy. Enough of not facing the health care issue.

Well, what I got from the speech was "my door is always open" followed by, as long as the public option is in the plan. And basically Tort reform may be something we need to look at, and I'll have my trial lawyer look into putting trial lawyers out of business; not going to happen.

Lets be clear about that "Health care" isn't flawed, it health insurance and the cost of care that is high. All human beings deserve access to quality health care. Thats a faith principle. The US has that. The US is #1 in responsiveness to a medical emergency.

I don't want to the US be another Canada situation. I don't want to see what the US has that does work, broken by this. The administration is at the point now where it can do real reform and regulation, but to tune out all other options besides a public option at the unsustainable cost proposed seems a bit reckless.

These are all very good points to see these issues from both sides.

Ryzorian 09-17-2009 04:08 AM

Break up insurance monopolies, prevent stupid law suits, done. It wasn't even that hard. We sure as hell don't need a government run system, you really can't use France or Canada as an example, the US is multiple times bigger than either of those countries. Size is the enemy here, a car needs so many feet to stop, a train needs a hell of a lot more than that and the US would be a really big train.

The other thing you need to consider is this....Darth Vader....I know it sounds dumb, but you put that much power into the hands of a few, it becomes dangerous because invaribly someone like Darth Vader ends up in charge. History shows this to be true time and time again.

Hatredcopter 09-17-2009 04:47 AM



Watch and weep.

solemnclockwork 09-17-2009 06:49 AM

Quote:

Originally Posted by MMM (Post 771558)
clintjm, No other industrialized nation in the world has no national health plan. Are they all perfect? Far from it...but some are better than others. Regardless, what we have now stinks. It's partially because of our litigious nature, but health care are too high for the average American to pay for them. As a result we all end up paying more. SOMETHING needs to be done. I don't think the president is saying "my way or the highway"...he said the very opposite last Wednesday. But I agree killing his plan for the sake of killing it is not an option unless you have an alternative strategy. Enough of not facing the health care issue.

But yet, our health care rates among the best. Would it also be the slumping dollar that is also the reason why health care prices are up? I would suspect once the economy reaches a certain level, inflation would go down, thus causing health care prices to mellow out, and probably go down.

They are exactly doing things there way without input from Republicans.He's so rock solid towards a public plan that he willing to kill health care for it, then in his speech he badly snips bi-partisanship. Polls reflect this. tort reform (it's a big issue, to which they don't address at all), let health care providers compete nationwide (when you have only one or two in a single state that is a problem), insurance tax subsidy more fair, and Low-income supplemental debit card of $5,000. Republicans ARE facing the issue. Point is you don't trade a worn system for one that going to be broken. Obama Has yet to find a definitive way to pay for a public option and one of the ways that keeps popping up he criticized John McCain for considering.


Obama’s Health Care Speech | FactCheck.org

the nonpartisan Congressional Budget Office has found that Democratic plans in the House and Senate both would add hundreds of billions of dollars to the federal deficit over the coming decade.

In his speech, the president reduced the price tag, saying "the plan I’m proposing will cost around $900 billion over 10 years." That’s about $100 billion less than what the CBO said the House bill would cost. And the president embraced a tax on expensive employer-paid health plans, something he’s resisted in the past. He also said there will be a provision in this plan that "requires us to come forward with more spending cuts if the savings we promised don’t materialize."

But it remains to be seen whether the CBO’s budget experts will agree that the plan would be fully paid for. For that, they’ll need to see more specific details.

Obama: [T]hose of us with health insurance are also paying a hidden and growing tax for those without it – about $1,000 per year that pays for somebody else’s emergency room and charitable care.

That figure comes from a study by Families USA estimating the effect on premiums of uncompensated care, which is care that is provided to the uninsured but not paid for. But that group advocates vigorously for wider government health coverage.The figure is not supported by the Kaiser Family Foundation or the Congressional Budget Office. Both have reported that uncompensated care actually leads to lower hospital profits, not higher premiums. KFF’s estimate of the amount of uncompensated care shifted to premium-payers works out to about $200 per family per year, not $1,000.

Current Events - Rasmussen Reports

/healthcare/september_2009/health_care_reform

Fifty-three percent (53%) say passage of the plan will make the cost of health care go up while 17% say it will make costs go down. In August, 52% thought the plan would lead to higher costs, and 17% thought it would achieve the stated goal of lowering costs.


If the plan passes, 24% of voters say the quality of care will get better and 50% say it will get worse. In August, the numbers were 23% better and 50% worse.

The most important fundamental is that 68% of American voters have health insurance coverage they rate good or excellent

pumpum 09-17-2009 03:53 PM

Quote:

Originally Posted by Ryzorian (Post 771219)
The world hates us because we are us, hate to burst your bubble on that. Powerful nations are hated because they are powerful, it's the nature of the game.

You are totally misinformed. The world does not hate you because you are you - that is what your country has led you to believe, and in fact, if you actually think about it, its absolutely insane.

Do you really think that the entire population of earth was busy doing their work Professors, doctors, brain surgeons, scientists, teachers by the million and then all of a sudden one day they all woke up and said "WE ALL HATE AMERICA FOR NO RATIONAL REASON" :ywave:

It's because America is responsible for so much death and destruction around the world, it is now almost impossible to calculate. REALLY ! that is the reason people hate America - for the hypocrisy which it revels in.

Honestly, if i thought you were actually going to change your mind i would list WAR CRIME AFTER WAR CRIME after GENOCIDE AFTER TERRORISM that America has perpetrated, but then again whats the point? being an american would you actually care lol


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